| 1. | Financing for Routine Needs
Financing provided to acquire real assets needed on a regular basis, to be repaid at the end of the period (maturity) with a maximum period of one year. |
| | • | Ceiling Nature : Revolving; payment may be extended upon review |
| | • | Financing Nature : Permanent Working Capital |
| | • | Deed : Murabahah or Mudharabah |
| 2. | Financing for Temporary/Special Needs
Financing provided to acquire real assets for temporary/special needs, with a financing time frame that may be over one year (depending on the customer's needs). Financing is given as a lump sum. |
| | • | Ceiling Nature : On Liquidation, one short transaction |
| | • | Financing Nature : Temporary |
| | • | Deed : Murabahah |
| 3. | Financing for Investment Needs
Financing provided to acquire real assets with repayment in a time frame of over one year or long term. Repayment may be made in monthly installments based on your financial capability as mutually agreed. |
| | • | Ceiling Nature : On Liquidation |
| | • | Financing Nature : Long Term |
| | • | Deed : Murabahah or IMBT (Ijarah Muntahhiyah Bit Tamlik) |
