Type of financing offered to obtain real asset which is needed in a routine scaled and in terms of financing settlement will be paid in end of period with 1 year maximum tenor.
Type of plafond: Revolving can be extended based on review.
Type of financing: permanent working capital
Akad: Murabahah, mudharabah, musyarakah
Financing for specific/temporary purposes
Type of financing offered to obtain real asset to fulfil temporary/specific needs with > 1 year tenor (depends on customer needs).
Type of plafond: on liquidation, one short transaction.
Type of financing: temporary
Akad: Murabahah, mudharabah, musyarakah
Financing for investment purposes
Type of financing offered to obtain real asset with repayment in 1 year to long tem tenor. Cost of financing settlement is install / month based on customer financial capability agreed with bank.
Type of plafond: on liquidation,
Type of financing: long term
Akad: Murabahah, Ijarah Muntahia Bit Tamlik (IMBT)
Overview
