Tabungan iB Pendidikan
Definition
A term saving product in Rupiah currency with Mudharabah Muthlaqah shariah principle that is designed to prepare for the future plan of your children. Benefits:
1. You will get an insurance protection with free premium.
2. It’s flexible to determine or change the amount of your monthly deposit and the term to suit your need and ability.
3. You will get an attractive proceeds sharing and will be directly credited to your iB Education Saving Account.
4. The deposit is debited automatically from the source of fund’s account. Facilities:
1. Ownership Certificate
2. Current Account 3 months Requirements:
1. Copy of ID Card/Passport and shows the originals
2. Copy of your children’s Birth Certificate
3. Have an iB X-tra Saving Account or iB Clearing Account
4. Fill out the Opening Account form
5. Term min. 1 year
6. Maximum age of the depositor is 55 on the maturity date
7. Min. deposit Rp 100.000 and max. Rp 5.000.000 Fees and Charges Administration fee | Rp 1.000, administration fee is debited on the 13th month from the Education Saving Account | Failed auto-debit fee | IDR 2.500/month, being charged in the second arrear | Penalty fee before the maturity date | Rp 50,000 | Insurance Premium fee | Free | The terms of insurance benefit payment | - monthly deposit is continued until the maturity
- balance + the remnant of deposit until the maturity date is directly paid
- balance + the remnant of deposit until the maturity date is gradually paid 3x in 1 year | Choice of benefit payment | Being printed in the membership sign | Policy keeping | The original policy is kept by the bank | Insurance benefit | Year 1 until maturity: being covered when a client dies because of accident & illness | Medical check-Up | No | Dropped Insurance | When have made arrears in 3 months | Provider | Asuransi Great Eastern | |
