Banking Services at ATM
1. Balance information
2. Cash withdrawal of up to ten million rupiah a day
3. Cash deposit
4. Inter-account fund transfer of up to 25 million rupiah a day
5. Bill paying, please refer to Niaga Quick Pay
6. PIN change
7. Mutual Fund transaction (no maximum limit)

The maximum limit for bill paying transactions is 30 million rupiah a day

VISA ELECTRON Debit Card
The Niaga Syariah Visa Electron Card can be used as a means of payment in ten million shopping locations worldwide and 25,000 locations in Indonesia that bear the Visa Electron sign.

It is so convenient yet so safe because your Niaga Syariah Visa Electron card will be printed with your personal photograph, making it impossible to use by anyone else.

Instruction for Use
1. Show your Niaga Syariah Card to the cashier where you are shopping.
2. The cashier will swipe your Niaga Card on the Electronic Data Capture machine and enter the transaction value that you have to pay.
3. Once the EDC machine has approved your transaction, the sales draft will be printed automatically.
4. Check the transaction value printed on the draft to make sure it matches the value of your purchase.
5. If it matches, sign the sales draft.
6. Retrieve your Niaga Syariah Card along with the sales draft as your proof of purchase.

The Maximum Purchase Limit for the Niaga Syariah Visa Electron Card is ten million rupiah a day

Transaction Convenience at All Bank Niaga Branches

To do all kinds of transactions at all Bank Niaga and Bank Niaga Syariah branches, all you have to do is show your Niaga Syariah Card printed with your photograph and your signature.

Mutual Funds
Convenient Mutual Fund Transaction :
For convenient mutual fund (reksadana) investing, use the power ATM, the ATM that provides the most comprehensive mutual fund transaction service today:
1. Viewing your Net Asset Value (NAV)
2. Purchasing
3. Conversion
4. Redemption

Mutual Fund Types
1. PT. BNI Securities
2. PT. Trimegah Securities
3. PT. Mega Capital Indonesia
4. PT. Jisawi Finas

More mutual funds to come.

Joint ATM and VISA PLUS
Access to Visa Plus ATM and Joint ATM network
Your Niaga Syariah Visa Electron Card can be used to make cash withdrawals of up to ten million rupiah a day and to obtain balance information at over 500,000 ATMs worldwide under the Visa Plus ATM network and hundreds of joint ATMs throughout Indonesia.

Niaga Syariah Card Fees
You can enjoy all the of privileges of your Niaga Syariah Visa Electron Card, whether at ATM Niaga or when you shop, at no cost. You will only be charged with a monthly card administrative fee.

For transactions at Joint ATMs and Visa Plus, you will be charged :

Including rejected transaction. All fees are subject to change.

Niaga Syariah Access Service
Now you can use your Visa Electron Card Number and your ATM PIN to enjoy a convenience in all your banking transactions at 14041.