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A new generation of mobile banking has been born to complement the unlimited banking access. Enjoy transaction convenience as easy as sending an SMS, anytime and anywhere.

Most Convenient Transaction Method:

1. Works with any cellphone type; no need to change your SIM Card
2. As easy as sending an SMS. You can simply type your transaction instruction and send it. The reply will be sent as an SMS.
3. Free registration and transaction fees (During promotion)

Most Comprehensive Transaction Types:
1. Balance Information
Access to most current balance information of your Savings or Checking Account
2. Transaction Information
Access to information of the last five transactions
3. Fund Transfer
Access to transfer between registered Bank CIMB Niaga or Bank CIMB Niaga Syariah accounts
4. Bill Paying
Access to routine bill paying (telephone, cellphone, credit card, etc.)
5. Credit Reload
Access to cellphone prepaid card credit reload
6. Currency and Interest Rate Information

Easiest Registration
Register your cellphone number at the nearest ATM CIMB Niaga or ATM CIMB Niaga Syariah by following these easy steps:
1. Insert your Niaga Syariah Card and enter your PIN
2. Choose the account used
3. Press menu > Transaction Option
4. Press menu > Electronic Banking Facility
5. Press menu > Cellphone Access Registration
6. Enter your cellphone number
7. Enter your desired 6-digit PIN
8. Re-enter your desired 6-digit PIN
9. Registration is successful and you can start using the facility