Tabungan iB Perencanaan Definition A term-insurance saving product in Rupiah currency by using Mudharabah Muthlaqah shariah principle with which monthly deposit system is done by auto-debit and it can only be withdrawn simultaneously on the maturity date and should be completed with the Certificate of Planning Saving as a proof of ownership. Benefits: 1. You can change or determine your monthly deposit amount and the term to suit your need and ability. You can also add your fund, other than monthly deposit, to your planning saving account. 2. You will get an attractive proceeds sharing and will be credited to your iB Planning Saving Account. 3. Your deposit will be debited automatically from the source of fund’s account. 4. You will get two benefits of insurance protection with free premium. Facilities: 1. Ownership Certificate
2. Current Account per 3 months Requirements: 1. Copy of ID Card/Passport and shows the originals
2. Fill out the opening account form
3. Have an iB X-tra Saving Account or iB Clearing Account
4. Term min. 1 year for time planning.
5. Target fund minimum Rp 1.200.000,- for the fund planning.
6. Maximum age is 60 years old on the maturity date.
7. Minimum deposit Rp 100.000,- and maximum Rp 5.000.000.
Fees and Charges Administration fee | Rp 1.500 administration fee is debited on the 6th month of planning saving account | Failed auto-debit fee | Rp 2.500/month, to be charged starting from the second arrears | Penalty fee before the maturity ends | Rp 50.000 | Insurance Provider | Asuransi Great Eastern | Premium | Free | Insurance benefit | Life insurance and In-patient | Amount of covered insurance | In-patient Rp 100.000/day, maximum 90 days and life insurance 15x monthly deposit maximum Rp 75 million + the remnant of monthly deposit maximum Rp 500 million | The terms of insurance benefit payment | - monthly payment is continued until the maturity date
- balance + the remnant of deposit until the maturity is directly paid
- balance + the remnant of deposit is gradually paid 3x in 1 year
| The choice of benefit payment | Cover of insurance is marked in the membership sign | Dropped insurance | When have made 3 month of arrears | Policy keeping | Original policy is kept by bank | Cover insurance | Year 1 : get an accident, year 2 : until the maturity date still applied for accidents and sickness | Medical check-up | No | |
