Tabungan iB Junior
Definition
A saving type based on wadiah dhamanah syariah principle in Rupiah currency which is specifically designed for children and can be owned under his/her own name with attractive passbook design and ATM Card.
Benefits: - You can do cash withdrawal via CIMB Niaga ATM, ATM Bersama and ATM Visa Plus network throughout the world.
- You can shop in merchant with Visa and Visa Electron or Plus logo by using ATM Card.
- 24-hour Call Center 14041, Internet Banking, Self-Service Terminal (SST) and Mobile Banking.
Facilities:
1. Passbook
2. ATM Card
Requirements:
1. Copy of ID Card/Passport and shows the originals
2. Copy of Student Card and shows the original
3. Fill out the opening account form
4. Minimum deposit Rp 100.000
5. Age: 7 – 16 years old
Fees and Charges
Admin. fee per month | 0 | Debit card admin. fee per month | 0 | Admin. fee under average balance < 50.000 | Rp 4.000 < SRH Min. Rp 50.000 | Closing account fee | Rp 50.000 | Passbook replacement fee | Rp 3.000 | Debit Card replacement fee (lost/broken) | Rp 20.000 | Balance information from ATM Bersama | Rp 2.000 | Cash Withdrawal from ATM Bersama | Free of ending balance fee before transaction ≥ 5 Million, being charged Rp 5.000 if ≤ Rp 5 Million | Transfer via ATM Bersama | n/a | Balance Information from ATM Visa Plus | USD 0.5 | Cash Withdrawal from ATM Visa Plus | USD 2.50 | Debiting admin. Fee | No | Debiting card fee | No | Transaction Limit
Cash withdrawal limit via ATM Niaga/ATM Bersama/Visa Plus (plus ALTO : LB only) | Existing to be treated the same (≥ 7th until ≤12 Rp 500.000,≥ 12th Rp 1.000.000) new ≥ 7th s/d ≤12 Rp 250.000 ≥ 12 Rp 1.000.000 per day | Transfer limit via ATM Bersama | n/a | Transfer limit to other bank via ATM & SST | n/a | Maximum overbooking via E-channel | n/a | Maximum debit transaction in visa merchants | Existing to be treated the same (≥ 7th until ≤12 Rp 500.000,≥ 12th Rp 1.000.000) new ≥ 7th until ≤12 Rp 250.000, ≥ 12 Rp 1.000.000 per day | Maximum transfer to other bank via Internet Banking | n/a | Maximum transfer to other bank via Mobile Banking | n/a | Maximum purchase via ATM/SST/Internet/mobile | n/a | Maximum payment via ATM/SST/Internet/mobile | n/a | |
